These Terms of Sale ("Terms") constitute a legally binding agreement between you ("Buyer", "you", or "your") and Lectful, Inc. ("Lectful", "we", "us", or "our"), a company registered in the State of Delaware, United States, with its principal offices in New York, NY. These Terms govern purchases made through the Lectful platform located at lectful.com and any subdomains, mobile applications, and related services (collectively, the "Platform").

By placing an order, subscribing, or otherwise completing a purchase on the Platform, you acknowledge that you have read, understood, and agreed to be bound by these Terms, our Privacy Policy, and our Terms of Use.

1. Definitions

"Buyer" means any individual or entity who purchases, subscribes to, or otherwise acquires access to content or services through the Platform.
"Seller" or "Instructor" means any individual or organization that offers content, courses, learning paths, live events, or other digital products through the Platform.
"Content" means all courses, learning paths, live events, recordings, quizzes, materials, downloads, and other digital assets made available through the Platform.
"Subscription" means a recurring paid plan granting access to specified Platform features or Content for a defined billing cycle.
"Order" means any transaction initiated by a Buyer, including one-time purchases, subscriptions, and upgrades.

2. Acceptance of Terms and Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to enter into these Terms. If you are under that age, you may use the Platform only with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms on your behalf.
By completing a purchase, you represent and warrant that you have the legal capacity and authority to enter into this agreement and that all information you provide is accurate and current.
If you are purchasing on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

3. Scope of Services

The Platform provides Buyers with the ability to discover, purchase, and access digital learning content and experiences offered by Sellers, as well as Lectful's own subscription-based features, tools, and services. Specific product features, limitations, and entitlements are described on the applicable product page at the time of purchase.

4. Account Registration

Some purchases require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information up to date.
You are responsible for safeguarding your login credentials and for all activity that occurs under your account.
You must notify us immediately at [email protected] of any unauthorized use of your account.

5. Pricing

Prices are displayed in US Dollars (USD) or, where applicable, in the currency configured by the Seller for the relevant product or region.
All prices shown are exclusive of applicable taxes, duties, and levies unless expressly stated otherwise.
We reserve the right to change prices at any time. For Subscriptions, price changes will take effect at the start of the next billing cycle and will be communicated to you in advance.
Promotional prices, discounts, and coupons are subject to their own terms and may be withdrawn at any time.

6. Payment and Billing

Payment is due at the time of purchase for one-time Orders, and at the start of each billing cycle for Subscriptions.
Payment is processed through integrated payment providers, including but not limited to Stripe and, where applicable, local payment processors. By providing payment information, you authorize Lectful and its payment providers to charge the applicable amount to your chosen payment method.
You are responsible for ensuring that your payment method remains valid. Failure of payment may result in suspension or termination of access to the affected Content or Subscription.
Electronic receipts and, where applicable, invoices are made available to you after each successful transaction.

7. Subscriptions, Auto-Renewal, and Cancellation

Subscriptions automatically renew at the end of each billing cycle at the then-current price unless cancelled before the renewal date.
You may cancel a Subscription at any time from your account settings or by contacting [email protected]. Cancellation takes effect at the end of the current billing cycle; you will retain access until that date.
We do not provide refunds or credits for partial billing periods except as expressly stated in Section 9.
If we cancel a Subscription for reasons other than your breach of these Terms, we will refund any unused prepaid amounts on a pro-rata basis.

8. Free Trials and Promotional Offers

From time to time, we or our Sellers may offer free trials, introductory pricing, or promotional credits. These offers are subject to additional terms communicated at the time of the offer.
Unless otherwise stated, free trials automatically convert to paid Subscriptions at the end of the trial period, and your payment method will be charged accordingly. You may cancel before the trial ends to avoid charges.
Promotional offers may be limited to new customers, specific regions, or specific products, and may be withdrawn at any time.

9. Refund Policy

Digital Content: Due to the nature of digital products, all sales are final once the Buyer has accessed the Content. By initiating access, you acknowledge that you waive any statutory right of withdrawal or cancellation to the maximum extent permitted by applicable law.
Subscriptions: Subscription fees are non-refundable for the current billing period. Cancelling a Subscription prevents future renewals but does not entitle you to a refund for the current period.
Live Events: Registration fees for live events are non-refundable once the event has started. Cancellations made at least 48 hours before an event may be eligible for a refund at the Seller's discretion.
Exceptional Refunds: If a technical issue attributable to the Platform prevents you from accessing purchased Content, contact [email protected] within 14 days of purchase to request a refund. Requests are reviewed on a case-by-case basis and, if approved, processed within 15 business days to your original payment method.
Chargebacks: If you initiate a chargeback without first contacting us to resolve the issue, we reserve the right to suspend your account and to pursue recovery of disputed amounts and related fees.

10. Access to Purchased Content

Access to purchased Content is granted immediately upon payment confirmation, except where a specific release date has been communicated by the Seller.
Access is personal, non-transferable, and limited to the Buyer's account.
The duration of access depends on the terms set by the Seller for each product and is displayed on the product page at the time of purchase. Unless otherwise stated, access is granted for as long as Lectful continues to offer the Content on the Platform.
Concurrent streaming, downloading, or sharing of a single license across multiple users or devices beyond the limits stated on the product page is prohibited.

11. License Grant

Subject to your compliance with these Terms and payment of all applicable fees, Lectful and the relevant Seller grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased Content solely for your personal, non-commercial educational purposes. No title or ownership rights in any Content are transferred to you.

12. Restrictions on Use

You agree not to, and not to permit any third party to:

Copy, reproduce, distribute, publicly display, or publicly perform any Content except as expressly permitted by these Terms or the Seller.
Resell, sublicense, rent, lease, or otherwise transfer access to any Content.
Circumvent, disable, or interfere with security, authentication, or access-control features of the Platform or Content.
Reverse engineer, decompile, or attempt to derive source code from any software element of the Platform or Content.
Use any Content to train, fine-tune, or otherwise develop artificial intelligence or machine learning models without our prior written consent.
Use the Platform or Content in any manner that violates applicable law or the rights of any third party.

13. Seller Obligations

Sellers are solely responsible for:

The accuracy, quality, legality, and fitness for purpose of the Content they publish;
Compliance with all applicable intellectual property, consumer protection, tax, and other laws;
Providing reasonable support to Buyers who purchase their Content;
Honoring any promises, warranties, or representations made in product descriptions, marketing materials, or direct communications.

14. Buyer Obligations

You agree to:

Provide accurate and complete information during registration and purchase;
Use the Platform and Content only for lawful purposes;
Not reproduce, distribute, modify, publicly display, or create derivative works of any Content except as expressly authorized;
Comply with all applicable export control and sanctions laws;
Pay all amounts due on time and maintain a valid payment method for Subscriptions.

15. Platform Role and Liability

Lectful acts as a technical intermediary providing the marketplace infrastructure that enables Sellers to offer Content to Buyers.
For Content offered by third-party Sellers, the contract of sale is concluded between the Buyer and the Seller. Lectful is not a party to that contract and is not responsible for the Content itself.
Lectful is directly responsible only for Content and services offered under its own brand and for the proper functioning of the Platform infrastructure within reasonable technical constraints.

16. Third-Party Services

The Platform may integrate or interoperate with third-party services, including payment processors, analytics providers, communication tools, and learning tools. Your use of those services is subject to the third party's own terms and privacy policies, which we encourage you to review.

17. Intellectual Property

All elements of the Platform (including text, graphics, logos, icons, images, audio and video clips, data compilations, and software) are owned by Lectful, its licensors, or its Sellers and are protected by applicable intellectual property laws.
Sellers retain ownership of the Content they upload but grant Lectful a worldwide, non-exclusive, royalty-free license to host, display, distribute, and promote that Content in connection with the Platform.
The "Lectful" name, logo, and related trademarks are the property of Lectful. You may not use them without our prior written consent.

18. Taxes

You are responsible for any taxes, duties, or similar charges associated with your purchase, except for those expressly collected and remitted by Lectful or the Seller on your behalf.
Where Lectful or a Seller is required to collect sales tax, VAT, or similar taxes, those amounts will be calculated based on the information you provide at checkout and added to the displayed price.

19. Privacy and Data Protection

Personal data is collected and processed in accordance with our Privacy Policy and applicable US federal and state privacy laws, as well as any other privacy laws that may apply to you (including, where relevant, the EU GDPR and the laws of your country of residence). By making a purchase, you acknowledge the processing described in our Privacy Policy.

20. Warranties and Disclaimers

The Platform and all Content are provided "AS IS" and "AS AVAILABLE", without warranties of any kind, either express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and title.
We do not warrant that the Platform will be uninterrupted, secure, or error-free, that defects will be corrected, or that any Content will meet your specific requirements or produce specific educational outcomes.
Some jurisdictions do not allow the exclusion of certain warranties. To the extent an exclusion is prohibited, our warranties are limited to the minimum scope permitted by applicable law.

21. Limitation of Liability

To the maximum extent permitted by applicable law, neither Lectful nor its officers, directors, employees, affiliates, licensors, or Sellers will be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or in connection with these Terms or your use of the Platform.
Our aggregate liability for any claim arising out of or related to these Terms will not exceed the greater of (a) the amount you paid to Lectful for the Content or Subscription giving rise to the claim in the 12 months preceding the event giving rise to liability, or (b) one hundred US dollars (USD 100).
Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, fraud, or willful misconduct.

22. Indemnification

You agree to indemnify, defend, and hold harmless Lectful, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with (a) your breach of these Terms, (b) your violation of any applicable law or the rights of any third party, or (c) your use or misuse of the Content or the Platform.

23. Suspension and Termination

We may suspend or terminate your access to the Platform, any Content, or any Subscription at any time, with or without notice, if we reasonably believe that you have violated these Terms, engaged in fraudulent or illegal activity, or otherwise pose a risk to the Platform or other users.
You may terminate your account at any time by cancelling any active Subscriptions and contacting [email protected].
Upon termination, your right to access the Platform and any purchased Content ceases. Sections intended by their nature to survive termination (including Sections 10–12, 17, 20–22, and 27–29) will continue to apply.

24. Modifications to These Terms

We may update these Terms from time to time to reflect changes in our business, legal or regulatory requirements, or to improve clarity. Material changes will be communicated to you via email, in-Platform notification, or by updating the "Last updated" date at the top of these Terms, at least 30 days before they take effect where legally required. Continued use of the Platform after changes take effect constitutes acceptance of the revised Terms.

25. Force Majeure

We will not be liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including natural disasters, acts of government, war, terrorism, labor disputes, failures of third-party service providers (including payment processors and cloud infrastructure), and internet or telecommunications failures.

26. Complaints and Dispute Resolution

Informal Resolution. Before filing any claim, you agree to first attempt to resolve the dispute informally by contacting us at [email protected] with a description of the issue and your desired resolution. We will respond within a reasonable time.
Binding Arbitration. To the maximum extent permitted by applicable law, any dispute, claim, or controversy arising out of or relating to these Terms or the Platform that cannot be resolved informally will be finally settled by binding arbitration administered by a recognized arbitration body in the State of Delaware, in accordance with its commercial arbitration rules then in effect. Judgment on the award may be entered in any court of competent jurisdiction.
Class Action Waiver. You agree that disputes will be resolved on an individual basis and waive any right to participate in a class action, collective action, or representative proceeding, to the maximum extent permitted by law.
Exception. Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights.

27. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict-of-laws principles. Subject to Section 26, the state and federal courts located in Delaware will have exclusive jurisdiction over any disputes not subject to arbitration.

28. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

29. Entire Agreement; No Waiver; Assignment

These Terms, together with our Privacy Policy, Terms of Use, and any order-specific terms referenced at checkout, constitute the entire agreement between you and Lectful regarding purchases made through the Platform.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign these Terms at any time without notice.

30. Contact

For any questions about these Terms, to request a refund, or to submit a complaint, please contact:

Email: [email protected]
Postal address: Lectful, Inc., [Address], New York, NY, United States

These Terms of Sale may be updated at any time. Changes take effect upon publication on the Platform, subject to the advance-notice requirements in Section 24.